Jewelry Appraisals
Jewelry Appraisals
A jewelry appraisal is a professional evaluation of your jewelry’s quality and value, typically used for insurance coverage, estate planning, or personal documentation. At Bailey’s Fine Jewelry, our experienced team provides detailed, accurate appraisals for diamonds, gemstones, and fine jewelry.
Working within the jewelry industry by buying and selling jewelry does not make one an appraiser, nor should appraising be treated as an inalienable right that comes with the job. Appraising is a profession, just as a doctor, lawyer, or CPA, where one must be educated and tested. At Bailey’s, experience is what is important.
Types of Jewelry Appraisals
- Insurance Appraisals – For protecting your jewelry with insurance coverage
- Estate Appraisals – For inheritance and estate planning
- Resale / Market Value Appraisals – For selling jewelry
- Divorce or Legal Appraisals – For asset division purposes
- Personal Valuation – For documentation and records
What We Evaluate
- Diamond quality (cut, color, clarity, carat)
- Gemstone authenticity and characteristics
- Metal type and purity (gold, platinum, etc.)
- Craftsmanship and setting quality
- Condition and wear
Appraisal Value vs. Selling Value
It’s important to understand that appraisal value is typically different from resale value. Appraisals are often used for insurance replacement purposes and reflect what it would cost to replace the item at retail, not what you would receive if selling it.
Why Choose Bailey's?
Trusted Jewelry Appraisal Experts
As a long-standing, family-owned North Carolina jeweler, Bailey’s provides professional appraisals backed by experience, industry knowledge, and a commitment to accuracy and transparency.
The Bailey's Difference
AGS Accredited
We are an American Gem Society (AGS) Accredited Gem Lab. Accredited Gem Labs are rare because of the extremely stringent staffing requirements to qualify. A Certified Gemologist must be on staff at all times, and state-of-the-art gemological testing equipment is required for the lab to be accredited. Even today, there are fewer than 500 Accredited Gem Labs in all of North America. Bailey’s Accredited Gem Lab guarantees real protection for our customers against gemstones that might be artificially treated, dyed, or otherwise adulterated an increasingly common occurrence.
Bridal Benefits
At Bailey’s, you will receive a complimentary appraisal on all bridal jewelry and any item priced over $5,000, available upon request. We guarantee* that your item will appraise for the Bailey’s purchase price.
*Appraisal must be completed by an AGS Certified Gemologist Appraiser. Appraisal must be completed within 100 days of the purchase price, as prices of precious metals and gemstones fluctuate, similar to the stock market. Excludes pre-owned jewelry, estate jewelry, and estate watches.
Frequently Asked Questions
Most insurers suggest updating appraisal values every three to five years. Many policyholders learn this too late – loss often occurs before appraisals are updated. This can make it difficult to receive the current value on the lost item.
Timing varies depending on the number and complexity of items being evaluated.
Appointments are recommended to ensure dedicated time with our appraisal team.
Appraisals are commonly used for insurance coverage, estate planning, and personal documentation.
Visit one of our locations in North Carolina
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